The Loan Officer position is responsible for soliciting and servicing a variety of consumer loans. Provides decisions on loans and/or makes recommendations. The Loan Officer II will be the primary contact with borrowers from the time of application through loan closing. He/she will work closely with the Loan Processor and later the Loan Closer to collect data in packaging loans for submission to underwriting, assist with any conditions for approval, then any conditions for documents and funding. Minimum expectations for the position of Loan Officer include, but are not limited to the following: Complete a loan application (1003) quickly and efficiently. Established COI database with constant expansion activity Experience originating conventional Fannie Mae, Freddie Mac and Non-Conforming Loans. Familiarity with FHA and VA is preferred. Working knowledge of basic underwriting guidelines for conventional loans. Familiar with compliances dealing with Reg B, Reg C, RESPA and Reg Z Proficient with MSWord, Excel, Outlook or other email application, and any Internet browser. Experience with using Fannie Mae's Desktop Underwriter and Freddie Mac Loan Prospector. Must personally meet minimum production expectations in fundings and meet prospect and loan expectations. Proficient in Loan Operating System input. Inform Management or Direct Report of ongoing training needs. Attend mandatory retail meetings potentially as frequent as once a week and company meetings as scheduled. Provide written activity reports if requested from management. All other duties as assigned by Management including completion of Loan Officer training. The Loan Officer will be responsible for pre-qualifying the borrower, taking a complete loan application from the borrower, and identifying the appropriate loan program. "Please respond to this Ad with our resume and a cover letter for more information." Location: Honolulu, HI 96813 Compensation: Negotiable Principals only. Recruiters, please don't contact this job poster. Please, no phone calls about this job! Please do not contact job poster about other services, products or commercial interests. hawaii
retail loan officer  honolulu  hi  96813

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